The Department of Government Efficiency (DOGE) was created to eliminate wasteful spending and reduce regulation. In theory, this is a good thing—eliminating unnecessary costs can benefit both taxpayers and the economy. But as always, details matter. What one person sees as wasteful spending, another person may see as a necessary program. Understanding how these changes are implemented is key.
Read MorePresident Trump entered office with a desire to do things differently than his predecessor. He is certainly doing that. He has been aggressive in implementing some of his priorities. Better trade deals, lower government spending, tax reform, and deregulation could be beneficial to Wall Street and Main Street over the long term. It remains to be seen how successful the president will be in implementing his ideas, but here is what we know today and how it could affect you.
Read MoreAn annuity is a financial product typically issued by insurance companies, designed to provide a steady income stream over a specified period, often in retirement.
Read MoreWhen purchasing or refinancing a primary residence, the complexities of marital property laws can come to the forefront, especially when only one spouse is on the title or mortgage.
Read MoreWithout proper planning, your family could face financial uncertainty as they try to navigate your
digital accounts without guidance, in addition to their emotional stress. This is why digital legacy
planning is not just important—it’s a key component of modern estate planning that many overlook.
But before diving into the process, it’s helpful to understand exactly what digital financial assets are.
Read MoreYou’ve booked the venue, picked out the flowers, and sent the invites. But have you talked
about who’ll pay the electric bill after the wedding? Managing finances can feel like a difficult
aspect of marriage, but it’s actually an opportunity for collaboration. Finding a system that
works for both of you isn’t just about the numbers — it’s about setting a foundation for mutual
trust, respect, and shared goals. Yet these money conversations often get pushed to the
back burner.
Read MoreMany people don’t know that they are able to make Qualified Charitable Distributions to provide support for charities and institutions that are important to them and their communities. So, what exactly are QCDs, and how do they intertwine with the narratives that will be housed within this remarkable location?
Read MoreThe purpose of financial aid is to help bridge the gap between the cost of attending college and the amount that students and their parents can afford to pay. Unfortunately, many students forgo applying for financial aid because they assume they won’t qualify. Don’t let these common myths dissuade you from applying for financial assistance or lead you astray during the application process.
Read MoreDeciding to leave a job signals the beginning of many changes. One decision you’ll need to make is whether to leave your retirement account with your employer or roll it over to a new account—either a new 401(k) or an IRA.
Read MoreIt’s beginning to look a lot like Thanksgiving . . . and then Hannukah, Christmas, Kwanzaa, and New Year’s Eve will follow. These are prime holidays for family gatherings, which can offer in-person opportunities to have important conversations.
Read MoreAs 2023 gets underway, one routine remains consistent: it’s time to start organizing your finances for the new year. Recent legislative changes and adjustment to higher inflation levels means there’s a lot to consider. This checklist highlights some key points to help guide you as you get started.
Read MoreEveryone needs an estate plan, no matter the size of the estate. An estate plan helps carry out your wishes after your passing and benefits you while you’re living. It can prove invaluable in easing the administrative burden for your family and friends during a time of emotional distress.
Read MoreTo alleviate the financial stress associated with back-to-school expenses, creating a sinking fund is a proactive and effective strategy. Let’s explore a sinking fund strategy - what it is, why it's valuable, and how to create one specifically tailored for back-to-school costs.
Read MoreHave fun in the sun with your family! Check out this quick list of our favorite budget-friendly Summer activities that you can do with your loved ones!
Read MoreFor weeks, President Joe Biden has been urging Congress to pass a deal to raise the government's borrowing limit, avoiding a potential default on US debt repayments. The negotiators from both the Democratic and Republican parties have finally reached an agreement.
Read MoreRecent news about bank collapses, the uncertain future of the U.S. dollar, and other worrisome scenarios have caused concern among investors—and sparked many questions.
Read MoreCheck out this blog for tips to include your finances in this year’s Spring Cleaning routine…
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